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State pension entitlements

Understanding your pension entitlement: Your potential state pension benefits can come in up to three parts, depending on your age. These are the basic state pension, the graduated pension based on contributions from April 1961 to April 1975, and more recently, SERPS or the Second State Pension.
Your basic pension: To obtain the maximum basic state pension you will need to have paid, or been credited with National Insurance contributions for approximately nine tenths of your anticipated working life. If you want to find out about your own National Insurance contribution record you can apply for a pension forecast from the Department of Social Security (DSS) using form BR19.