Other entitlements

Death Benefits: This very important feature of most Occupational schemes is often overlooked in financial planning terms, and in conjunction with a review of your protection needs, can often result in cover being purchased independently.
Obtaining the advice you need: Things get more complicated when we start looking at pension planning outside of the state provisions. Any advice we may offer is dependent on whether you have been employed or self-employed, contributing to a personal pension or occupational pension.